PRODUCTIVE IT / FD CALCULATOR
Make your deposit rate work harder.
Compare fixed-deposit maturity and recurring-deposit growth with compounding and senior-citizen options.
HOW IT WORKS
Simple inputs. Clear next step.
01
Choose FD or RD and enter the deposit details.
02
Select the compounding frequency and senior-citizen rate where applicable.
03
Compare principal, interest and maturity value.
FAQ
Answers before you decide.
How is FD interest calculated?
A = P(1 + r/n)^nt, where P is principal, r is annual rate, n is compounding frequency and t is years.
Does a senior-citizen FD always pay more?
Many banks offer an additional rate, but the actual uplift varies by bank and product. Check the current bank terms.